Industry solution · Clothing brands

More stockists. Faster, safer wholesale payments.

Digitise retailer applications, secure upfront commitments and automate account payments across seasonal drops and repeat orders.

Dashboards / Clothing brands
Seasonal wholesale without seasonal payment stressLive
InvoiceCustomerTermsDueAmountCollectionStatus
INV-2408Harbour Supply Co.30 daysToday$4,820.00Charging
INV-2397Northside Cellars7 days12 Sep$2,140.00Scheduled
INV-2381Bean & Co Roasters14 days19 Sep$6,305.00Scheduled
INV-2362Northgate LightingPre-paidPaid$1,180.50Reconciled
INV-2340Coastal Pet Supply30 days3 days over$3,275.00Reminder sent
INV-2311Harbourline Packaging30 days7 days over$9,940.00Plan offered
86% collected automaticallyReconcile batch
MinutesTo approve stockists
FlexibleDeposit rules
On timeAccount collections
The end-to-end workflow

From new account to cleared cash.

One governed process that removes the gaps between sales, accounts and operations.

Recruit

Send a branded stockist application

Approve

Verify and set the right limit

Secure

Collect a deposit for the range

Settle

Automate the balance or trade terms

Built for both sides

Finance gets control. The team gets speed.

PencilPay makes stronger credit governance feel easier for the people doing the work.

The business

Protect cash flow

  • Safer seasonal production commitments
  • Reduced exposure to new stockists
  • Faster wholesale expansion
  • Clear cash-flow timing
The team

Remove the admin

  • Quick stockist approvals
  • Deposits linked to orders
  • No chasing before release
  • Simple transaction matching
Stockist onboarding

Turn retailer interest into an approved account quickly.

Capture store information, trading history and payment authority in a consistent online flow.

  • Branded wholesale application
  • Business verification
  • Terms and limits by retailer
  • Digital agreement records
See PencilPay in action
New trade accountStep 3 of 3
87
Risk signalLow
ABN verified✓
Business verified✓
Payment authority✓
Recommended: 30-day termsApprove account
Seasonal commitments

Secure the order before production and dispatch.

Set deposits or prepayment requirements for launches, custom ranges and first-time stockists.

  • Percentage or fixed deposits
  • Balance due rules
  • Payment confirmation for fulfilment
  • Lower cancellation exposure
See PencilPay in action
CollectionsLive
INV-2408 · Due today$4,820
INV-2397 · 7-day terms$2,140
INV-2381 · Scheduled$6,305
86% collected automaticallyOn track
Repeat trade

Keep reorders easy without losing payment control.

Once a retailer is approved, automate future invoice collection and reconciliation on their agreed terms.

  • 7, 14 or 30-day accounts
  • Saved payment authority
  • Automated due-date charging
  • Accounting integrations
See PencilPay in action
ReconciliationReady
Batch total$48,960128 invoices matched
Bank settlementMatched
Clothing brands invoices128 / 128
Ready to post to ledgerReconcile batch
Purpose-built for the category

One platform across your clothing brands network.

Fashion labels

Footwear brands

Accessories

Licensed apparel

Uniform suppliers

Why it matters

Wholesalers who stopped chasing.

“Digital applications and flexible payment options make it easier to approve retailers, collect upfront and reconcile every wholesale order.”
P
PencilPayBuilt for fashion wholesale
Ready to automate your trade desk?

Take control of your wholesale accounts.