Faster payment from builders and tradespeople.
Verify trading information, capture guarantees and automate deposits or 30-day account payments before project cash flow becomes your problem.
Dashboards / Construction supplies| Invoice | Customer | Terms | Due | Amount | Collection | Status |
|---|---|---|---|---|---|---|
| INV-2408 | Harbour Supply Co. | 30 days | Today | $4,820.00 | Charging | |
| INV-2397 | Northside Cellars | 7 days | 12 Sep | $2,140.00 | Scheduled | |
| INV-2381 | Bean & Co Roasters | 14 days | 19 Sep | $6,305.00 | Scheduled | |
| INV-2362 | Northgate Lighting | Pre-paid | Paid | $1,180.50 | Reconciled | |
| INV-2340 | Coastal Pet Supply | 30 days | 3 days over | $3,275.00 | Reminder sent | |
| INV-2311 | Harbourline Packaging | 30 days | 7 days over | $9,940.00 | Plan offered |
From new account to cleared cash.
One governed process that removes the gaps between sales, accounts and operations.
Apply
Collect directors, guarantees and account details
Verify
Run ABN and credit-risk checks
Secure
Take deposits or payment before dispatch
Collect
Automate payment on the agreed terms
Finance gets control. The team gets speed.
PencilPay makes stronger credit governance feel easier for the people doing the work.
Protect cash flow
- Signed digital credit applications
- Personal guarantees captured
- Lower exposure on project accounts
- Predictable cash flow
Remove the admin
- No paper application packs
- Instant payment confirmation
- Fewer deposit errors
- Clean ERP reconciliation
Approve serious trade customers faster.
Configure applications for builders, trades and designers, including director details and personal guarantees.
- Branded online forms
- ABN and company verification
- Personal guarantee workflows
- Configurable account limits
Protect every order before it leaves the yard.
Collect customised deposits, pro-forma payments or full prepayment without manual follow-up.
- Payment before dispatch
- Order-linked deposits
- Card and bank payment options
- Immediate confirmation for operations
Project invoices reconcile without the spreadsheet.
Batch collections and settlement records flow back to the accounting platform your finance team already trusts.
- Multi-invoice payment matching
- Xero, MYOB and ERP integrations
- Fewer partial-payment errors
- One-click daily close
