Why More Finance Teams Are Being Asked to Do More With Less
Where automation can return time without adding headcount.
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Resources & insights.
The latest thinking on trade accounts, cash flow and getting paid, plus practical product updates and customer stories from PencilPay.
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One trade account flow. From application to payment.
Bring applications, credit checks, approvals, payments and reconciliation into one reliable workflow.
See how it worksTrade applicationReady for review
Credit checkComplete
Payment terms30 days
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B2B Payments
Accounts Receivable
Are Your Debtor Days Slowly Increasing Without You Realising?
Spot the quiet drift before it becomes a cash-flow problem.
Credit Risk
Are Rising Insolvencies Putting Customer Credit Risk Under Pressure?
Strengthen onboarding, monitor exposure and respond earlier.
Trade Credit
The Rise of B2B Buy Now, Pay Later
Flexible terms can drive sales, when risk and collection stay controlled.
Payments
Why Getting Paid Is Still Broken
The operational gap modern wholesalers need to close.
Credit Management
What Rising Interest Rates Mean for B2B Suppliers
How smart suppliers reduce exposure as customers hold cash longer.
Economic Outlook
Could Supply Chain Costs Increase Payment Delays?
Protect working capital when uncertainty stretches payment cycles.
PencilPay
A Better Way to Manage Trade Accounts
One connected workflow from application to reconciliation.
From the PencilPay channel
See the whole flow.
Product walkthrough
Automated Collections With Cin7 Core & Xero
See how PencilPay connects invoice data, automated collections and accounting, without adding more manual work.
Partner story
Integration Kings Testimonial
Partner program
Customer storyGrow With PencilPay
Xtracted: A Smarter Trade Account Experience
Customer storyAshtabula Success Story
Customer storyOne Drop Brewing Success Story
Keep learning
Ready to see what your trade accounts can do?
Join wholesalers and partners building a faster, safer path from new account to paid invoice.