Industry solution · Wholesale food suppliers

Fresh orders in. On-time payments back.

Manage high-volume hospitality and retail accounts with digital onboarding, automatic collections and reconciliation designed for frequent invoices.

Dashboards / Wholesale food suppliers
High-frequency orders. Predictable collectionLive
InvoiceCustomerTermsDueAmountCollectionStatus
INV-2408Harbour Supply Co.30 daysToday$4,820.00Charging
INV-2397Northside Cellars7 days12 Sep$2,140.00Scheduled
INV-2381Bean & Co Roasters14 days19 Sep$6,305.00Scheduled
INV-2362Northgate LightingPre-paidPaid$1,180.50Reconciled
INV-2340Coastal Pet Supply30 days3 days over$3,275.00Reminder sent
INV-2311Harbourline Packaging30 days7 days over$9,940.00Plan offered
86% collected automaticallyReconcile batch
50%Lower receivables possible
DailyHigh-volume processing
Next dayCard settlement
The end-to-end workflow

From new account to cleared cash.

One governed process that removes the gaps between sales, accounts and operations.

Open

Approve restaurants, stores and distributors

Schedule

Apply the correct terms

Collect

Charge each invoice as it matures

Batch

Reconcile high-volume settlements

Built for both sides

Finance gets control. The team gets speed.

PencilPay makes stronger credit governance feel easier for the people doing the work.

The business

Protect cash flow

  • Improved cash conversion
  • Lower food-service exposure
  • Liquidity for stock purchasing
  • Scalable account volume
The team

Remove the admin

  • No paper credit forms
  • Fewer collection calls
  • Easy mixed-term management
  • Fast daily reconciliation
Rapid onboarding

New customers can order while demand is hot.

Verify hospitality and retail customers and capture secure payment authority in a short digital application.

  • ABN and company look-up
  • Credit-risk checks
  • Customer-specific terms
  • Bank and card authority
See PencilPay in action
New trade accountStep 3 of 3
87
Risk signalLow
ABN verified✓
Business verified✓
Payment authority✓
Recommended: 30-day termsApprove account
High-frequency collection

Every delivery does not need a new payment chase.

Automated collections handle repeat invoices and statement terms while your team focuses on fulfilment.

  • Invoice or statement schedules
  • Automatic due-date payment
  • Visibility of exceptions
  • Prepayment for higher-risk buyers
See PencilPay in action
CollectionsLive
INV-2408 · Due today$4,820
INV-2397 · 7-day terms$2,140
INV-2381 · Scheduled$6,305
86% collected automaticallyOn track
Daily close

Hundreds of invoices become one clean workflow.

Batch settlements match the bank and ledger, reducing the manual work behind high-volume trade.

  • Multi-invoice settlement
  • Xero, MYOB, NetSuite and Cin7
  • Partial-payment visibility
  • One-click recognition
See PencilPay in action
ReconciliationReady
Batch total$48,960128 invoices matched
Bank settlementMatched
Wholesale food suppliers invoices128 / 128
Ready to post to ledgerReconcile batch
Purpose-built for the category

One platform across your wholesale food suppliers network.

Fresh produce

Specialty foods

FMCG distribution

Hospitality supply

Importers

Why it matters

Wholesalers who stopped chasing.

“Automating onboarding, credit management and payments can halve receivables while giving teams time back every day.”
P
PencilPayBuilt for wholesale food
Ready to automate your trade desk?

Take control of your wholesale accounts.