Deposits and prepayments, reworked

Secure the order before the work begins.

Collect flexible deposits and full prepayments from quotes or offline orders, without payment links, spreadsheets or manual matching.

SO-10482 · Harbour InteriorsCustom lighting package
Order value$18,640.00Card + Direct Debit · customer chooses
Payment type · 30% deposit$5,592.00 due now
Balance · On dispatch$13,048.00 remaining
One connected workflow

From agreed order to cleared funds.

Create

Turn a quote, phone order or sales-rep order into a payment request.

Configure

Choose a fixed amount, percentage deposit or full prepayment.

Collect

Let the customer pay securely by card, Direct Debit or ACH.

Release

Confirm funds and move the order straight to pick, pack or production.

Reconcile

Match the payment back to the order and ledger automatically.

Built for offline trade

Flexible for sales. Controlled for finance.

For your business

Every order, secured.

  • Choose the deposit that suits the order
  • Confirm payment before production or dispatch
  • Track every balance without spreadsheets
For your customers

Simple to pay.

  • Secure card, Direct Debit and ACH options
  • Clear deposit and remaining-balance breakdown
  • Branded experience from any device
Flexible deposits

Set the right commitment for every order.

Match the deposit to the customer, the order and the risk, then let PencilPay collect the balance when it falls due.

  • Custom deposit percentages by order
  • Full prepayment for new or higher-risk customers
  • Balance collection at production or dispatch
  • Payment links generated from the source order
See PencilPay in action
Deposit rulePercentage
Fixed amount · Percentage · Full payment30%
Due now$5,592.00
Remaining balance$13,048.00
Faster fulfilment

Prepaid orders out the door in five minutes.

Give operations an unambiguous release signal the moment funds are confirmed.

  • Designed for phone, email and sales-rep orders
  • Instant payment confirmation
  • Clear release signal for warehouse or production
  • Eligible card funds settled within 24 hours
See PencilPay in action
Order statusReleased
Payment requested✓
Customer paid by card✓
Funds confirmed✓
Released to warehouse✓
Automatic matching

The payment already knows where it belongs.

Every deposit and balance is tied to its source order, so reconciliation is a confirmation, not an investigation.

  • Payment matched to source quote or order
  • Deposit and balance tracked separately
  • ERP, accounting and inventory data kept aligned
  • Fees handled correctly at reconciliation
See PencilPay in action
PaymentMatched
Payment$5,592.00Card · •••• 4242
Matched toSO-10482 Harbour Interiors
✓ Reconciled automatically
The result

Orders confirmed faster. Cash secured earlier. No mystery deposits at reconciliation.

Start where you are

Secure the sale. Then fulfil it.