Secure trade accounts for pharmacies and clinics.
Approve professional customers confidently, automate 30-day account collection and protect margins across health and medical distribution.
| Invoice | Customer | Terms | Due | Amount | Collection | Status |
|---|---|---|---|---|---|---|
| INV-2408 | Harbour Supply Co. | 30 days | Today | $4,820.00 | Charging | |
| INV-2397 | Northside Cellars | 7 days | 12 Sep | $2,140.00 | Scheduled | |
| INV-2381 | Bean & Co Roasters | 14 days | 19 Sep | $6,305.00 | Scheduled | |
| INV-2362 | Northgate Lighting | Pre-paid | Paid | $1,180.50 | Reconciled | |
| INV-2340 | Coastal Pet Supply | 30 days | 3 days over | $3,275.00 | Reminder sent | |
| INV-2311 | Harbourline Packaging | 30 days | 7 days over | $9,940.00 | Plan offered |
From new account to cleared cash.
One governed process that removes the gaps between sales, accounts and operations.
Verify
Capture entity and professional details
Approve
Apply credit policy consistently
Collect
Automate payment on agreed terms
Audit
Keep a clear transaction record
Finance gets control. The team gets speed.
PencilPay makes stronger credit governance feel easier for the people doing the work.
Protect cash flow
- Consistent credit governance
- Protected premium inventory
- Secure payment handling
- Clear audit trail
Remove the admin
- Faster pharmacy onboarding
- Less manual checking
- No routine payment chasing
- Easy ledger matching
A professional account process that still feels simple.
Collect the business details, agreements and payment authority needed to approve pharmacies, clinics and health retailers.
- Configurable digital forms
- ABN and entity verification
- Credit checks and approval rules
- Secure payment capture
Thirty-day accounts no longer rely on reminders alone.
Schedule payment automatically for the due date while retaining visibility and control over every exception.
- Automated Direct Debit or card
- Customer-specific limits
- Payment-failure alerts
- Prepayment for selected accounts
Payments and account activity stay traceable.
Reconciled transaction records flow to finance systems with less handling of sensitive payment data.
- PCI DSS aligned workflows
- BECS-compliant Direct Debit
- Encrypted payment authority
- ERP and accounting integrations

